Basic Islamic Investment Advice...

[ColonelHardstone]

ٱلسَّلَامُ عَلَيْكُمْ

This is for basic laymen who don't understand anything about building portfolios etc, if you are knowledgeable and know what you are doing then Alhumdolillah, do as you please.

There are dozens of Fatwas, YouTubes, articles and talks about Shariah compliant investment but not a lot of practical tips for common Muslims will little money on what to do so here is a basic bullet pointed list on what to do as these outpace the conventional growth

British Muslims:

1. Invest in Cur8 according to your means (minimum of what you can afford) and keep setting aside a little every month and keep investing Insha'Allah.

American/Canadian Muslims:

Invest in ETFs and here are two solid Halal choices:

1. SPUS
2. HLAL

September 11, 2025 Addition:

https://blog.zoya.finance/best-halal-etfs/

 

Indian/Pakistani or all other Muslims:

My information is out of date so need to do more research on this...

Edited 2 hours ago by ColonelHardstone

[Bint e Aisha]

On 8/12/2025 at 9:14 PM, ColonelHardstone said:

• ADCB Islamic Income Fund   
• ADCB Islamic Balanced Fund

What are these?

[ColonelHardstone]

4 hours ago, Bint e Aisha said:

What are these?

Didn't realize that some of the products are gone, the one that they are now labeling as "Shariah Compliant", I don't know about so I have edited and removed them

Jazakallahu Khayran

Edited August 22 by ColonelHardstone

[Bint e Aisha]

On 8/23/2025 at 1:43 AM, ColonelHardstone said:

Didn't realize that some of the products are gone, the one that they are now labeling as "Shariah Compliant", I don't know about so I have edited and removed them

Jazakallahu Khayran

Okay

[ColonelHardstone]

On 8/12/2025 at 12:14 PM, ColonelHardstone said:

ٱلسَّلَامُ عَلَيْكُمْ

This is for basic laymen who don't understand anything about building portfolios etc, if you are knowledgeable and know what you are doing then Alhumdolillah, do as you please.

There are dozens of Fatwas, YouTubes, articles and talks about Shariah compliant investment but not a lot of practical tips for common Muslims will little money on what to do so here is a basic bullet pointed list on what to do as these outpace the conventional growth

British Muslims:

1. Invest in Cur8 according to your means (minimum of what you can afford) and keep setting aside a little every month and keep investing Insha'Allah.

American/Canadian Muslims:

Invest in ETFs and here are two solid Halal choices:

1. SPUS
2. HLAL

September 11, 2025 Addition:

https://blog.zoya.finance/best-halal-etfs/

 

Indian/Pakistani or all other Muslims:

My information is out of date so need to do more research on this...

Got a "Jazakallahu Khayran" from a brother who invested just a few hundred into choice 1 & 2 and he is very happy about it. I told him to leave his money in there.

It is better then leaving your money into a Bank Account and incurring Interest which is Haram! Whatever money every month which you can spare:

1. Take a look at the Zoya Blog and look at the best option
2. Buy and leave it

Its good enough for a beginner with little money and not knowing what to do with it. 

 

Edited 2 hours ago by ColonelHardstone