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Divine Assistance in alleviating Debts Sayyiduna Abu Umamah Radhiyallahu Anhu was once sitting in the Musjid very perturbed and worried when Rasulullah Sallallaahu Alayhi Wa Sallam noticed him in that condition. Rasulullah Sallallaahu Alayhi Wa Sallamenquired the cause of his worry. Abu Umamah replied: “Worry and anxiety of debt has overcome me.” Rasulullah Sallallaahu Alayhi Wa Sallam said to him: “Should I not teach you a few special words which if you recite in the morning and evening, Allah will remove your worries and will settle your debts?” Abu Amamah replied: “Yes indeed O Prophet of Allah!” Rasulullah Sallallaahu Alayhi Wa Sallam thereafter taught him the following Dua to be recited every morning and evening: اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحُزْنِ، وَأَعُوذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ، وَأَعُوذُ بِكَ مِنَ الْجُبْنِ وَالْبُخْلِ، وَأَعُوذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ Transliteration: Allahumma Innie A’uzu Bika minal Hammi Wal Huzn, wa A’uzu Bika Minal Ajzi wal Kasal, Wa A’uzu Bika minal Jubni wal Bukhl, wa A’uzu Bika min Ghalabatid Dayni wa Qahrir Rijaal. Translation: O Allah, I seek your protection from worry and grief, and I seek your protection from being incapacitated and laziness, and I seek your protection from cowardice and miserliness, and I seek your protection from overwhelming debts and the oppression of men. Sayyiduna Abu Umamah says: “I practiced on this advice and Allah removed my worries and settled my debts.”(Abu Dawood, Hadith #: 1555, Narrated by Abu Sa’eed) Engaging in excessive Istighfaar and seeking Allah’s forgiveness are also very effective in drawing Allah’s help for the alleviation of financial difficulties. It is recorded in the Hadith that Allah will remove all difficulties and hardships from the one who frequently and continuously asks Allah for forgiveness and Allah will bless him with wealth from avenues that he cannot even fathom. (Abu Dawood, Hadith #: 1518, Narrated by Ibn Abbaas) (source: Jamiat Newsletter)