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  1. 1 point
    How do you live in the UK without participating in interest? Q: My question pertains to interest which I know is forbidden in Islam and is seen as a great sin. But in the UK, through mortgages, insurances, etc., it seems virtually impossible to avoid riba/interest. I have looked into Islamic banking in the UK but I see it to be an awful alternative as it still essentially charges riba but with some clever play on words and has been dismissed by the consensus of scholars. So, my question is: how do you live in the UK without participating in interest as I am struggling to see alternatives? A: The prohibition of interest is clearly and explicitly mentioned in the Noble Qur’aan. Allah Ta`ala states: “And Allah has permitted sale and prohibited riba – interest.”[1] On the Day of Qiyaamah, the one who consumed interest will wake up in such a state of bewilderment and shock that it will seem as if he has been affected by the evil touch of Shaitaan. Allah Ta`ala speaks of this in another aayah: “Those who consumed interest will rise [on the Day of Qiyaamah] like the one who has been afflicted by the evil touch of Shaitaan.”[2] In yet another aayah, Allah Ta`ala sounds an extremely severe warning to those who deal in interest despite understanding its evil and prohibition. Allah Ta`ala says: “If you do not do so [desist from dealing in interest] then be prepared to wage war against Allah and His Rasul (sallallahu ‘alaihi wasallam).”[3] In Surah Aal-e-Imraan, Allah Ta`ala has sounded another warning. Allah Ta`ala says: “O you who believe, do not consume interest multiplied manifold and fear Allah so that you be successful. And fear the fire (of Jahannum) which has been prepared for the disbelievers.”[4] Commenting on this aayah, Imaam Abu Hanifah (rahimahullah) said: “This is the most fearsome aayah in the entire Qur’aan Shareef, for Allah has warned the believers of the fire of Jahannum, which has been prepared for the disbelievers, if they do not refrain from the haraam of interest.”[5] Nabi (sallallahu ‘alaihi wasallam) has also sounded stern warnings against those who consume riba. Hazrat Abdullah bin Hanzalah (radhiyallahu ‘anhu) reported that Rasulullah (sallallahu ‘alaihi wasallam) said: “Consuming one dirham of riba knowingly is worse than committing zina thirty-six times.”[6] In another Hadith, Nabi (sallallahu ‘alaihi wasallam) is reported to have mentioned: “The fire of Jahannum is more deserving for the one who nourished his body with haraam (riba).”[7] Hazrat Jaabir (radhiyallahu ‘anhu) reported that Rasulullah (sallallahu ‘alaihi wasallam) cursed the one who consumes interest, pays interest, the scribe of the interest-bearing deal and the witness to such a deal.”[8] Interest outwardly seems to be a means of increase in wealth, yet in reality is a means of decrease. Nabi (sallallahu ‘alaihi wasallam) said: “No matter how much the interest may be, it will result in decrease (of wealth).”[9] The prohibition and severity of interest understood from the above-mentioned Aayaat and Ahaadith will undoubtedly appeal and strike sense into any understanding and intelligent individual. When the prohibition of riba (interest) was revealed, the general Muslim public were undergoing constraints far worse than those which the present-day Muslims face. For months on end, not even a fire could be lit in the houses of many. Stones had to be tied on their bellies to fight the pangs of starvation and hunger. They did not have sufficient clothing to cover their entire bodies. Nights would be spent in darkness, for a lamp could not be lit to provide light. Their infant children would constantly cry out of hunger. Nabi (sallallahu ‘alaihi wasallam) himself had to give his armour which he used in jihaad as collateral for the grains that he purchased from a Jew in order to provide for the needs of his blessed wives, and in this very condition did he leave this world. The greatest solution to the present economic crisis is to inculcate contentment in our lives. Despite the severe constraints that the Muslims were facing during the era of Rasulullah (sallallahu ‘alaihi wasallam), Allah Ta`ala commanded Nabi (sallallahu ‘alaihi wasallam) not to cast his gaze at the worldly riches of the kuffaar. Involving oneself in interest will bring no benefit to an individual. In fact, it will be a means of loss and detriment, as is understood from the aforementioned Hadith wherein Rasulullah (sallallahu ‘alaihi wasallam) said: “No matter how much the interest may be, it will eventually decrease (and result in loss).” In another Aayah of the Qur’aan, Allah Ta`ala speaks of the evil worldly consequence of interest, saying: “Allah Ta`ala obliterates riba.”[10] Hence, a Muslim should totally refrain from dealing in interest. Muslims can never progress by means of something which Allah Ta`ala has explicitly prohibited, nor can it ever be a solution to their problems and constraints. Adopting the ways of the kuffaar will in no way bring a person anywhere close to success. Nabi (sallallahu ‘alaihi wasallam) never worried about his ummah having to face poverty and financial constraints, for their purpose of life is something much greater and nobler than merely amassing worldly riches and enjoying a luxurious life. Their purpose is pleasing Allah Ta`ala and earning maximum rewards for the hereafter. In one Hadith, Rasulullah (sallallahu ‘alaihi wasallam) mentioned: “I do not fear faqr (poverty) befalling you, but I fear that the world will be spread out before you, as it was spread out before those who preceded you. Then you will compete with one another in amassing its riches, as they had competed, eventually leading to your destruction and ruin, as it had destroyed them.” [11] Hazrat Ibnu Abbaas (radhiyallahu ‘anhuma) reported that Rasulullah (sallallahu ‘alaihi wasallam) said: “Whoever suffers from hunger or want and he conceals his need, Allah Ta`ala takes the responsibility of sustaining him with halaal sustenance for a whole year.”[12] In such times of constraints and hardship, a mu’min should turn his focus and attention to Allah Ta`ala, for it is only Allah Ta`ala’s assistance that can rope a person out of the predicament that he is facing. Further, one should live within his means and budget his spending. If one is really in debts, then he should request his creditors to grant him some leniency and respite. (Extracted from Fatawaa Mahmoodiyyah, 24/349-365) We make dua that Allah Ta`ala guides the ummah towards earning halaal, emulating the Sunnah of Rasulullah (sallallahu ‘alaihi wasallam) and refraining from any involvement in riba (interest). [1] وَأَحَلَّ اللّٰهُ الْبَيْعَ وَحَرَّمَ الرِّبَوٰا (سورة البقرة: ٢٧٥) [2] اَلَّذِينَ يَأْكُلُونَ الرِّبٰوا لَا يَقُومُونَ إِلَّا كَمَا يَقُومُ الَّذِى يَتَخَبَّطُهُ الشَّيْطٰنُ مِنَ الْمَسِّ (سورة البقرة: ٢٧٥) [3] فَاِنْ لَّمْ تَفْعَلُوا فَاْذَنُوْا بِحَرْبٍ مِّنَ اللّٰهِ وَرَسُولِهِ (سورة البقرة: 279) [4] یٰۤاَيُّهَا الَّذِينَ اٰمَنُوْا لَا تَأْكُلُوا الرِّبٰوا اَضْعَافًا مُّضٰعَفَةً ، وَاتَّقُوا اللّٰهَ لَعَلَّكُمْ تُفْلِحُونَ (سورة آل عمران: ١٣٠) [5] فتاوى محموديه 24/350 ، مدارك التنزيل 1/282 [6] عن عبد الله بن حنظلة غسيل الملائكة رضي الله عنه قال قال رسول الله صلى الله عليه وسلم درهم ربا يأكله الرجل وهو يعلم أشد من ستة وثلاثين زنية ( مسند أحمد # 21957) [7] عن جابر بن عبد الله رضي الله عنه أن النبي صلى الله عليه وسلم قال لكعب بن عجرة ... يا كعب بن عجرة إنه لا يدخل الجنة لحم نبت من سحت النار أولى به ( مسند أحمد # 14441) [8] عن جابر رضي الله عنه قال لعن رسول الله صلى الله عليه وسلم آكل الربا وموكله وكاتبه وشاهديه وقال هم سواء ( صحيح مسلم # 1598) [9] عن ابن مسعود رضي الله عنه أن النبي صلى الله عليه وسلم قال الربا وإن كثر فإن عاقبته تصير إلى قل (مسند أحمد # 3754) [10] يَمْحَقُ اللّٰهُ الرِّبٰوا (سورة البقرة: ٢٧٦) [11] عن المسور بن مخرمة رضي الله عنه أنه أخبره أن عمرو بن عوف الأنصاري وهو حليف لبني عامر بن لؤي وكان شهد بدرا أخبره أن رسول الله صلى الله عليه وسلم ... قال فأبشروا وأملوا ما يسركم فوالله لا الفقر أخشى عليكم ولكن أخشى عليكم أن تبسط عليكم الدنيا كما بسطت على من كان قبلكم فتنافسوها كما تنافسوها وتهلككم كما أهلكتهم (صحيح البخاري # 3158) [12] عن ابن عباس رضي الله عنهما قال : قال رسول الله صلى الله عليه و سلم : من جاع أو احتاج فكتمه الناس كان حقا على الله عز و جل أن يرزقه رزق سنة من حلال ( شعب الإيمان # 10054) Answered by: Mufti Ebrahim Salejee (Isipingo Beach)
  2. 1 point
    As-Salaam alaikum, Says Allah Ta'ala in ayat 28 of Surat Ra'ad of the Holy Qur'an:-- "Verily, in the remembrance of Allah do hearts find rest/satisfaction." (13:28) And in Hadith, we have learnt it that the Prophet, Sallallahu alaihi Wasallam, said:- "There is a piece of flesh in the body, if it becomes good (reformed), the whole body becomes good but if it gets spoiled, the whole body gets spoiled and that is the heart." Sheikh Abu Abdullah at-Tirmidhi Hakeem, may Allah be Merciful to him, said:-- "The Zikr [Remembrance ] of Allah moistens the heart and cultivates tenderness in it. When the heart is bereft of Zikrullah, the heat of the nafs overtakes it; the fire of lust reaches it; and it becomes barren and hard." Indeed, the life of the heart (qalb) is related to Allah's Remembrance. Man has only to implant Allah's Name firmly in his heart, what follows is amazing. So, be engaged in Zikr always... or most of the time. With that, you find out that even though our hands cannot feel Allah Ta'ala, the mind cannot grasp Him but the heart would vividly recognize Him... Tabaraka Wa Ta'ala. With regular, constant Zikr, the heart can discern Allah, Jallah-Jalalahu, hear Him, entreat, Obey and act according to His Will.
  3. 1 point
    Practicing black magic Q: I want to know about black magic. Is it permissible to practise it for a good purpose? A: Practising black magic is prohibited and haraam in Islam. There are severe warnings sounded in the Mubaarak Ahaadith for the person who gets involved in this grave sin. In many cases, the intention for doing the black magic is haraam and the action is also haraam as it involves oppression and transgression e.g. one wishes to marry a certain woman against her wishes or one wishes to extort wealth from a person. In these cases, the intention is to oppress the person and make him do things against his wishes. Practising black magic, at times, can cause one to lose one's imaan, as in certain cases, one is required to carry out actions of shirk and kufr. Even if the black magic does not entail actions of shirk and kufr, then most of the time, the wordings or practices adopted to make the black magic effective are haraam. Hence, in this case, though one will not be committing shirk and kufr, one will certainly be involving himself in haraam. Therefore, the Hadith has prohibited black magic and regarded it as one of the major sins in Islam. Hazrat Abu Hurairah (radhiyallahu ‘anhu) reports that Rasulullah (sallallahu ‘alaihi wasallam) said, عن أبي هريرة رضي الله عنه، عن النبي صلى الله عليه وسلم قال: اجتنبوا السبع الموبقات، قالوا: يا رسول الله وما هن، قال: الشرك بالله، والسحر، وقتل النفس التي حرم الله إلا بالحق، وأكل الربا، وأكل مال اليتيم، والتولي يوم الزحف، وقذف المحصنات المؤمنات الغافلات.(صحيح البخاري الرقم 2766) “Refrain from seven destructive sins” The Sahaabah (radhiyallahu ‘anhum) asked, “O Rasulullah (sallallahu ‘alaihi wasallam), what are the seven destructive sins?” Rasulullah (sallallahu ‘alaihi wasallam) replied, “Ascribing partners with Allah Ta‘ala, practicing black magic, murdering an (innocent) soul which Allah Ta‘ala has forbidden (you to kill) except with a right, consuming usury, usurping the wealth of an orphan, fleeing from the battle field and making false accusations of Zina against innocent, chaste, believing women.” (Saheeh al-Bukhaari #2766) And Allah Ta'ala (الله تعالى) knows best. Answered by: Mufti Zakaria Makada Checked & Approved: Mufti Ebrahim Salejee (Isipingo Beach)
  4. 1 point
    An Important Lesson for Married Couples This post is primarily directed at men. However, it applies to women also. Once a man approached a scholar renowned for his profound wisdom and experience, to complain to him, saying, “When I was fascinated by my wife, she was in my sight, the most beautiful thing in this world ever created by Allah.” “When I proposed to her, I began to see others equal to her in beauty.” “When I married her, I saw many others who were more elegant than her!” “A few years after our marriage, it appears to me as though all the women of this world are more classic and more sophisticated than my wife!” The wise man: “Shall I tell you what is more disastrous and more bitter?” The man replied: “Yes.” The wise man: “Were you to marry all the women in this world, you will find the stray dogs on the highways more attractive than all the women of the world!” The man: “Why do you say so?” The wise man: “Because the problem is not with your wife. The problem is, if a person were gifted a covetous heart and lustful eyes, and he is lacking in bashfulness, nothing satisfies his gaze except the sand of his grave. Your problem is that you do not lower your gaze from what Allah has prohibited. Do you want your wife to be returned to her previous lofty position as the most beautiful woman on earth? The man: “Yes.” The wise man: “Lower your gaze. Allah says, “Tell the believing men to lower their gaze (from looking at forbidden things), and protect their private parts (from illegal sexual acts, etc.). That is purer for them. Verily, Allah is All-Aware of what they do.” That which is not in your possession will always appear to you to be better and more precious than what is in your possession. But once you lay your hands on it, it becomes ordinary. Be content with what you possess and do not be selfish, courting all that glitter till you land in your grave. The worship of Allah is better and more attractive. The sweetness of good deeds are only appreciated by those who live for it. Finally, do not forget to invoke Allah to always beautify your spouse in your sight and grant you his or her love and compassion. Jamiatul Ulama (KZN) Council of Muslim Theologians
  5. 1 point
    The Remedy for Pride Hazrat Moulana Ashraf Ali Thanwi (rahmatullahi ‘alaih) once mentioned: If any person sees some good quality in himself and finds that quality lacking in another person, due to which he begins to regard himself to be better than that person, then he should immediately think to himself, “It is possible that this person does not have this good quality in him which I have, but he has some other praiseworthy quality in him which is lacking in me, due to which he is better than me in the sight of Allah Ta‘ala.” Hazrat Thanwi (rahmatullahi ‘alaih) then mentioned, “If a person trains himself to think in this way, it will assist him to remove self-admiration and pride from his heart and it will save him from regarding himself to be better than others.” (Malfoozaat Hakeemul Ummat 23/55)
  6. 0 points
    As-Salaam alaikum, I join Sayyada Bint -e A'isha in her Du'a at the end of her topic above, and also say ameen. May Allah Ta'ala Grant us His Gift of Light (Noor) in our heart and our Sirr...so that we will constantly be vividly recognizing Him, entreat Him, Obey and act in accordance to His Will.... Tabaraka Wa Ta'ala... ameen. Many Regards.
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